finance solutions

Fast, flexible funding solutions designed for SMMEs. With access to over R1 billion in financing, Bonite helps you secure purchase order funding and invoice discounting in as little as 48 hours.

PURCHASE ORDER FUNDING

Empowering SMMEs to Deliver With Confidence

Bonite is strategically positioned to provide purchase order financing for SMMEs across all sectors. Whether for government contracts or private clients, we ensure businesses have the capital needed to fulfil supply and delivery orders without delay.

WHY CHOOSE OUR PO FUNDING?
  • 48-Hour Approvals: Quick turnaround so you never miss a contract.

  • Profit-Sharing Model: Unlike a traditional loan, clients retain a pre-agreed share of profits from each transaction, ensuring sustainability.

  • Trusted Supplier Network: Access to local and global suppliers, guaranteeing competitive pricing, product quality, and efficient delivery.

  • End-to-End Support: Together with our funders, we manage the process from sourcing to payment and delivery, ensuring professionalism at every step.

INVOICE DISCOUNTING

Bridge the Gap. Maintain momentum.

Delayed payments shouldn’t hold your business back. Bonite’s Invoice Discounting service provides immediate access to working capital by unlocking the value of your invoices before they’re paid.

HOW IT WORKS
  • Advance up to 80% of your invoice value directly to your account.

  • Bridge the 30–90 day gap between invoicing and client payment.

  • Maintain healthy cash flow to cover salaries, suppliers, and operations.

  • Ensure business continuity without debt pressure.

With our flexible invoice discounting, SMMEs can confidently take on larger contracts and scale operations without cash flow concerns.

WHY BONITE FUNDING?
  • R1 Billion+ in financing access since 2022

  • Tens of millions already funded across industries

  • Trusted partner to both private and government sectors

  • Backed by an international network of suppliers and funders

1

SUBMIT YOUR PURCHASE ORDER OR INVOICE
ASSESSMENT & APPROVAL WITHIN 48 HOURS

2

3

FUNDS RELEASED TO SUPPLIER OR CLIENT

4

DELIVERY & GROWTH – COMPLETE YOUR PROJECT WITHOUT DELAYS
THE BONITE PROCESS

Simple. Fast. Reliable.

Delayed payments shouldn’t hold your business back. Bonite’s Invoice Discounting service provides immediate access to working capital by unlocking the value of your invoices before they’re paid.